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We Delete Bad Credit !We Fix Bad Credit.

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SecureConfidentialDoesn't affect your score
STEP 1Credit File Assessment
STEP 1Credit File Assessment
STEP 1Credit File Assessment
CREDIT RESTORATION SPECIALISTS
Find Out What’s Hurting
Your Credit Score
Credit score report on a phone with a magnifying glass
Assessment
Investigation
Approved
or Denied
Disputes
& Result
STEP 1Credit File Assessment

Get a Professional Credit File AssessmentBook a Credit File Assessment &Get Answers.

Find Out What’s Hurting Your Credit Score

We audit both your Equifax & Experian credit files, uncover what’s hurting your credit, and explain each issue line item by line item so you completely understand your credit files.Understand what’s affecting your credit score by booking a credit file assessment below.

What's Included :What's Included :

  • Equifax & Experian credit files auditedBoth credit files supplied & audited
  • Explanation of all issues identifiedAll issues clearly explained
  • Answer any questions you haveUnderstand your complete credit worthiness
  • Leave you understanding your credit position
$39.95REFUNDED if no potential disputable items found
$39.95AUD
EQUIFAX & EXPERIANReports included
25 MINPhone call
PRE-CALL
ASSESSMENT
files audited pre-call
EQUIFAX &
EXPERIAN
bank-grade reports
SPECIALIST
GUIDANCE
FAQs answered
STEP 1

Book Your Credit File Assessment

Credit Clean Australia credit specialist
CREDIT SPECIALIST
Credit File SpecialistCredit Clean Australia

1. Select a date and time for your consultation with our specialist now !Understand your credit today

402 reviewsGoogle ★★★★★ 4.9
142 reviews★★★★★ Trustpilot 4.9

Book Your Credit File Assessment

1. Select a Date & Time

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Trustpilot4.9142 reviewsGoogle4.9402 reviews

Get a credit file assessment and know where you stand.

Get a credit file assessment and know where you stand.

1

What’s Hurting Your Score

Most people don’t know what’s actually impacting their credit file. An assessment identifies the key factors affecting your score.

2

Check For Errors

Credit reports can contain outdated or incorrect information. A review helps identify anything that may not be accurate.

3

Know Before You Apply

Applying without understanding your credit file can lead to rejections. Get clarity before making financial decisions.

4

Your Next Steps

Understand your current position and what options you may have to improve your position moving forward.

Results That Speak for Themselves

Choose a company whose reputation is built on results

Credit files Assessed
1 +
+ 1
points
5 star reviews
1 +
Experience in the industry
1 + years
+ 1
years

Results shown are based on current & passed cases and outcomes are not guaranteed and may vary depending on individual circumstances.

Why Choose Us?

Australian Credit Licence
holder issued by ASIC

As a licensee, we must meet ongoing legal obligations and conduct our licensed credit activities efficiently, honestly and fairly.

Australian Financial Complaints Authority

Being a AFCA member (ID 81727), protects consumers allowing them to lodge complaints if a member fails to meet their obligations.
The AFCA decisions are legally binding

Unmatched Experience in New Laws​

Our continual legal reviews keeps us across complex and evolving privacy legislation, allowing us to operate at a level beyond industry standard.

20 + Years
Experience

Credit Clean Australia has been one of Australia’s longest-running credit file assessment firms, operating since 2005.

98.8 % Customer Satisfaction rate

This was from paid clients, that completed over 4000 survey throughout receiving our services.

Over 500 + 5 Star Google & Trust Pilot Reviews

Hundreds of Australians have left 5-star reviews praising our team, our process, and the results we’ve helped them achieve.

How it works

Our Proven Credit File Assessment Process

SecureConfidentialDoesn't affect your score
STEP 1Credit File Assessment
STEP 1Credit File Assessment
Credit Clean Australia Australian specialist Australian Specialist Credit Clean Australia

Find What Is Hurting Your Credit Score

Understand what's affecting your credit score by booking a credit file assessment below.

Your Assessment Includes:

  • Both credit files supplied & audited
  • All issues clearly explained
  • Understand your complete credit worthiness
$39.95REFUNDED if no potential disputable items found
$39.95AUD
EQUIFAX & EXPERIANReports included
25 MINPhone call
PRE-CALL
ASSESSMENT
files audited pre-call
EQUIFAX &
EXPERIAN
bank-grade reports
SPECIALIST
GUIDANCE
FAQs answered
STEP 1

Book Your Credit File Assessment

Credit Clean Australia credit specialist
CREDIT SPECIALIST
Australian SpecialistCredit Clean Australia

Book Your Credit File Assessment

1. Select a Date & Time

Loading live dates…
MONTUEWEDTHUFRISATSUN
Available Times(Brisbane Time)

Checking live Calendly availability…

Still got questions?Call us for an obligation-free chat.Call us1300 739 860

real cost of your credit score

See How Much
bad credit can cost you?

Use our loan estimator to see the difference in monthly repayments due to having bad credit and the total in additional interest it can end up costing you over the term of the loan.

Good Credit VS Bad Credit Calculator

Select your loan type
Loan Term 30 years
Enter the loan amount
Monthly payments with good credit —
Extra Interest With Bad Credit! —
Monthly payments with bad credit —
Secure Your Credit File Assessment

Understanding Your Credit File

How Being Credit Impaired Affects You

0
Credit Score
—

Your credit score plays a critical role in your financial future, influencing approvals, interest rates, deposits, and loan terms.

A lower score can mean higher repayments, stricter conditions, or being declined altogether. It can also impact everyday essentials like phone plans, internet, and utilities often for up to 5 years.

Over time, this compounds, costing you thousands and delaying your financial goals. The good news is, what’s on your credit file isn’t always final. Many listings are incorrect, and even one negative mark can hold you back.

The first step is understanding exactly what’s on your credit file, and what you can do about it.

Get Your Assessment Now

Frequently Asked Questions

Find answers to common questions about our credit file assessments, how the process works, and what to expect before taking the next step.

Get Your Assessment Now

Our assessment doesn’t just explain the issues, it also allows us to audit the credit files for all credit score boasting possibilities, review all items that could be disputed, & provide next steps & an action plan

The free credit file doesn’t provide a credit score, which is critical for our assessment, however the Equifax file with a score & your Experian file that is included is not the main feature, the advice from our specialists is, allowing you to know your options & audit your file for boosting oppurtunuties

No. Because what looks like the main issue, isn’t always what’s actually impacting your position the most. Our specialists assess all factors affecting your file, including loan types, recent applications, and potential data issues which are often missed without expert review.

No. We access your credit file as an access seeker, which means we don’t leave a record or a credit enquiry on your credit file. We access your credit file the same way you would.

The only difference is whether you already have your credit files or need us to obtain them for you. The assessment itself remains the same. However, the premium option includes the Equifax report not available to the public & is used by the banks.

No. However it is always advisable to pay your liabilities.

Yes. To provide debt management services in Australia, you need to have an Australian credit licence (our licence no.531718). If a provider is offering our services without a license issued by the Australian government it is a serious criminal offensive.