In Australia there are millions of people who have been affected by having bad credit. Even an over looked phone bill of $150 dollars has the power to cripple your financial position and possibly only leaving you the option of bad credit leaders. Common causes of bad credit can vary from relationship breakdowns, moving address or lost mail to financial hardship and disputed accounts. Now in Australia If you have dismissed, ignored or not paid your overdue account, companies still have to follow current legislation prior to defaulting your credit file. If this has not occurred, you may have a case for them to be permanently deleted through various avenues. At Credit Clean Australia we specialise in providing the knowledge and power of how to remove unfair, disputable and contestable negative listings from your credit file.