In Australia, there is various different free options to dispute your negative listings if you believe the provider hasn’t follow current privacy laws. Please see below various links which include the 3 main credit reporting bodies in Australia which you can submit a complaint to at no cost and they will respond within 30 days, ombudsman’s,  the  information commissioner , Australian Financial Complaints Authority, the national debt helpline to assist if you are struggling to keep up with debts and the smart money asic website

Credit Reporting Bodies

Equifax – https://equifax.australiancreditdata.com.au

illion – https://www.creditcheck.illion.com.au

Experian –  https://www.experian.com.au/order-credit-report

Australian Financial Complaints Authority (AFCA)

Australian Financial Complaints Authority (AFCA) –  https://www.afca.org.au

Ombudsman’s  

The Telecommunications Industry Ombudsman (TIO) – https://www.tio.com.au/making-a-complaint

Ombudsman NT – https://www.ombudsman.nt.gov.au

Ombudsman Tasmania – https://www.ombudsman.tas.gov.au

Energy & Water Ombudsman SA (EWOSA) – https://ewosa.com.au

Energy & Water Ombudsman WA (EWOWA) – https://energyandwater.ombudsman.wa.gov.au

Energy & Water Ombudsman NSW (EWON) – https://www.ewon.com.au

Energy & Water Ombudsman QLD (EWOQ) – https://www.ewoq.com.au

Energy & Water Ombudsman VIC (EWOV) – https://www.ewov.com.au/start-a-complaint

information commissioner

The Office of the Australian Information Commissioner (OAIC) – https://www.oaic.gov.au/privacy/privacy-complaints

National debt helpline

https://ndh.org.au

Smart money asic

https://moneysmart.gov.au