1300 739 860

We Delete Bad Credit !We Fix Bad Credit.

Est. in 2005 · ASIC licensed

DefaultsEnquiriesJudgmentsLate payments
SecureConfidentialDoesn't affect your score
STEP 1Credit File Assessment

We Fix Bad Credit.

✓ Defaults✓ Enquiries✓ Judgements✓ Late payments
$300,000,000+BAD CREDIT
DELETED
45,000+ITEMS
DELETED
10,000,000+POINTS ADDED TO
CREDIT SCORES
DECLINEDHand holding phone showing poor credit
Bad credit
holding you back?Discover your options.

Book a Credit File Assessment.

Every successful case resulting in over
45,000 items deleted, completed this step.

How it works

1Before Your CallHOW WE PREPARE
Credit file audit on phone
  • We obtain your bank grade Equifax + Experian reports
  • Professional audit of both credit files.
  • Issues identified
  • Errors, improvement opportunities & disputable items noted
402 reviews
Google4.9
142 reviews
Trustpilot4.9
2On Your CallYOUR OPTIONS
CREDIT FILEYOUROPTIONS
Your 25-Minute Consultation.

Both your credit reports will be explained and emailed to you, what the specialist’s findings were, disputable listings, what your options are & next steps.

$39.95REFUNDED if no potential disputable items found
$300M+BAD CREDIT
DELETED
45,000+ITEMS
DELETED
10M+SCORES
BOOSTED

Start repairing
your credit today.

Take the first step that resulted in 45,000+ deleted negative listings.

Credit repair specialist

Credit Repair Specialists

Step 1: Credit File Assessment

25 min consult
Specialist with
20 years experience
Both reports
Bank-grade
Equifax + Experian
$39.95
No obligation
Know your options
  • ✓Both files audited prior to your consult.
  • ✓Potential disputable items flagged
  • ✓Score-boosting options assessed
  • ✓Action plan explained on a call
STEP 1Credit File Assessment
STEP 1Credit File Assessment
CREDIT RESTORATION SPECIALISTS
Find Out What’s Hurting
Your Credit Score
Discover options to fix it.
Credit score report on a phone with a magnifying glass
Credit File SpecialistBook a Consult Today
Assessment
Investigation
Approved
or Denied
Disputes
& Result
STEP 1Book A Credit File Assessment

We Fix Bad Credit.Book A Credit File AssessmentExplore Your Repair Options

Find Out What’s Hurting Your Credit Score

Assessment
Investigation
Approved or Denied
Disputes & Result

We audit both your Equifax & Experian credit files, uncover what’s hurting your credit, identify potentially disputable listings, and map out a personalised action plan to improve your position.Understand what’s affecting your credit score and what options you may have to fix it by booking a credit file assessment below.

What's Included :Our Assessment Includes :

  • Equifax & Experian credit files auditedRemoval options & action plan
  • Potentially disputable listings identifiedDisputable listings identified
  • Explanation of all issues identifiedBoth credit files supplied & audited
  • bank-grade reports, next steps, and action planAll issues clearly explained
$39.95REFUNDED if no potential disputable items found
$39.95AUD
EQUIFAX & EXPERIANReports included
25 MINPhone call
PRE-CALL
ASSESSMENT
files audited pre-call
EQUIFAX &
EXPERIAN
bank-grade reports
SPECIALIST
GUIDANCE
options & next steps
CCA licensed specialistLicensed
Specialist

Book your Credit File Assessment

Select a date & time

Credit repair specialist

Discover your options today.

STEP 1

Book Your Credit File Assessment

Credit score report on a phoneCredit Clean Australia credit specialist
CREDIT SPECIALIST
Credit File SpecialistCredit Clean Australia

1. Pick a time & date for your consult with our specialists.Discover your credit repair options today

402 reviewsGoogle ★★★★★ 4.9
142 reviews★★★★★ Trustpilot 4.9

Book Your Credit File Assessment

1. Select a Date & Time

Select Your Appointment
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Still got questions?Call us for an obligation-free chat.Call us1300 739 860Still got questions?Click to call us now
Trustpilot4.9142 reviewsGoogle4.9402 reviews

Next Steps

Next Steps After Your Assessment

Assessment
2Investigation
3Approved or Denied
4Disputes & Result
Step 2

Investigation

We investigate the circumstances behind each listing on your credit file, identifying potential breaches of the Privacy Act or non-compliance with the Credit Reporting Code. This is completed with you over the phone through 40+ simple yes, no, or unsure questions, along with your personal circumstances at the time.

Step 3

Approved or Denied

If our investigation identifies multiple potential breaches, you may be approved for our credit restoration services. If not, your application will be declined, and your consultant will explain why, providing complete clarity.
Note: Approval does not guarantee the removal of any listing.

Step 4

Disputes & Result

Formal removal requests are lodged with Equifax, Experian, and relevant credit providers, with escalation to AFCA, the OAIC, courts, or other bodies where required.
If a breach is confirmed, listings may be removed, in most cases boosting your credit score and helping future finance applications.

What To Expect

A short call, with your files already in front of us

Book a time above and we do the work before you pick up the phone. We obtain both your Equifax and Experian files as your access seeker and audit them first — so the call is about your file, not about paperwork.

On the call

An Australian specialist walks you through every listing on both files, explains what each one is doing to you, and tells you plainly whether there is anything worth investigating further. If there is, we explain what the investigation involves and what it costs before you decide anything. If there is not, you leave knowing exactly where you stand.

What You Need

Very little

The $39.95 one-off fee is all that is required to book. There is no lock-in and no obligation to go further.

Before you book

Have your identity details handy so we can obtain your files, and think about any notices or letters you have received from a creditor or a debt collector — they are useful if we do go on to investigate. We operate a cooling-off period on our restoration service, and our feedback and complaints process is published on this site.